If you have any questions about the agreements yourself, speak directly to the card issuer. If none of these reasons are correct and you still can`t reach an agreement, call them to ask for a copy of your contract. Under federal law, your credit card issuer is required to provide a copy of your contract upon request. The agreements to be put in place contain general terms, prices and information on fees. They are not specific to a person`s account information. Ask for a copy of your credit card contract in four simple steps: we will list credit card contracts for consumers in this database, as the respective issuers submitted them. The GFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in the database and the agreement, as proposed to the public, or omissions or other errors in the agreement, as presented by the issuer. View new account agreements using the links provided. To request a copy of your existing account contract, call the number on the back of your card. To request a copy of your account contract or ask other questions about your credit card account, the drop-down list includes credit card issuers who have submitted credit card agreements pursuant to Section 204 of the Credit Cardability Account Responsibility and Disclosure Act of 2009. If you can`t find a card issuer, this may be the case: click below to view the agreement for one of these products, which is correct with the date displayed in the agreement.
If you apply for a new card, the agreement you will receive is the latest version of the agreement and reflects the price conditions applicable to your account. Click here to log into your account to get a PDF copy of your specific account member contract (agreement). You can also request a copy by calling the number on the back of your card. We will forward your problem to your credit card company, give you a follow-up number and keep you informed of the status of your complaint. Find instructions, your rights related to your credit rating and credit card protection. Look on the back of the credit card or check your latest monthly payment to find the exhibitor`s name. The bank, retailer or any other organization whose name appears on the front of the card may not be the real issuer of the card. You can also check the issuer`s website; As a general rule, the bank`s name is shown at the bottom of the issuer`s home page.
The CARD Act is often referred to as the “Bill of Rights” for credit card holders. President Obama signed the law in May 2009. Many of the main provisions of the Act came into force in February 2010.